Home equity could help fund aged care

Published: March 31, 2014

A person’s home is their castle and any equity in it is the owner’s to use as they wish. But the large amount of untapped wealth that is tied up in homes around the country has not gone unnoticed by the Government and others. Two high profile reports as referred to below have raised the […]

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Australia’s growing population. Get ready.

Published: March 31, 2014

There are 5.2 million boomers in Australia born from 1946 to 1964. This compares with six million generation Xers born between 1965 and 1983. Generation Y, born across the 18 years to 2002, is expected to peak at about 7.4 million next decade.[1] With Australia’s population expected to swell by mid-century and the first wave […]

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Closing the insurance gap

Published: March 31, 2014

Will your insurance stretch to cover the needs in your life? Most Australians fall way short – as you’ll read here. Over 95% of Australian families don’t have enough insurance, meaning we are underinsured by a collective $1.37 trillion.1 But just take a moment to think about what would happen if you were out of […]

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Making a smooth transition

Published: March 31, 2014

With a Transition to Retirement strategy you can continue working and access your super. Retirement used to represent a sharp break with the past—one day you were working full time, the next you were sitting at home with the rest of your life ahead of you. These days, the transition doesn’t have to be quite […]

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What’s in store for 2014?

Published: March 31, 2014

Dr. Shane Oliver shares his thoughts on interest rates, the death of car manufacturing in Australia and the opportunities for investment markets this year. Read on for some insightful answers. Why are interest rates so low and do you expect to see rates increase this year? The interest rates we now have are necessary to […]

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Access your finances on the move

Published: March 31, 2014

AMP’s digital tools can help you take control of your money and own your tomorrow Technology is changing the way we live. Whether it’s buying our groceries or finding out what’s happening in the world, we expect instant access. And it’s no different when it comes to our money. At AMP we’re helping you access […]

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Common myths and mistakes of investing

Published: March 27, 2014

The increasingly complex nature of investment markets leads many to adopt simple rules of thumb often based on common sense, when making investment decisions. Unfortunately though, the forward looking nature of investment markets means such approaches often cause investors to miss out on opportunities at best or lose money at worst. This note reviews some […]

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The Australian economy – looking beyond the gloom

Published: March 6, 2014

February seemed full of bad news in Australia with layoffs coming from various companies including Toyota, Alcoa and Qantas, unemployment rising to 6% and very poor business investment intentions. And yet, the share market rose 4.2% last month and has had two good years and December quarter GDP growth even perked up a bit. So […]

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Busting the super myths

Published: December 12, 2013

Myth 1 – Super is a type of investment. Wrong. Super is a tax-effective way to save for your retirement. Within super you can invest in different types of investments—or asset classes—with different levels of risk and return. Myth 2 – I have no control over my super. Wrong. Super is your money and, while […]

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The morning after the night before

Published: December 12, 2013

It’s always the same. You’ve hit it too hard over the festive season and come New Year’s Day you feel like a wreck. The physical hangover is the easy bit—pop a vitamin, brew a strong pot of coffee and get some rest. But it’s the emotional and financial hangover that can take longer to shift. […]

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